Ronald Richter is an Associate Professor of Professional Practice in the Finance & Economics at Rutgers Business School, and Principal Owner of his own Personal Financial Planning Practice. He has been associated with Rutgers University for over 25 years as both a student and professor. Prior to becoming a full-time professor, Richter worked in numerous corporate finance positions, working his way up to being a Chief Financial Officer at two companies, Subsequent to his corporate finance experience, Richter started his own financial planning practice assisting his clients with investment, tax retirement and estate planning.